10 Commandments For Home Buyers

This is a standard list of what not to do during the home buying process.

  • Thou shalt not change jobs, become self employed or quit your job.
  • Thou shalt not buy a car, truck or van (or you may end up living in it).
  • Thou shalt not use credit cards excessively or let current accounts fall behind.
  • Thou shalt not spend money you have set aside for closing.
  • Thou shalt not omit debts or liabilities from your loan application.
  • Thou shalt not buy furniture.
  • Thou shalt not originate any inquiries into your credit.
  • Thou shalt not make large deposits without checking with your loan officer.
  • Thou shalt not change bank accounts.
  • Thou shalt not co-sign a loan for anyone.