Step 6 – Start house hunting for within your price range

Start off by determining your general needs — where you want to live, how many bedrooms and bathrooms you need, and certain school zones you’re trying to be in.

Zillow.com provides homes prices all over the US, and Insure.com will give you home insurance quotes and let you comparison shop.

Also, check for perks with the government and your employer. Many states offer benefits if you’re a first-time home buyer, and some employers will offer special lower rates for first-time buyers.